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Important advisory on PayDirect transactions using your Credit Card

Updated Rewards Policy for PayDirect Transactions

UnionBank of the Philippines
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UnionBank of the Philippines

Starting June 1, 2025, select UnionBank credit cards will continue earning points, miles, or rebates on PayDirect transactions.

Please be advised that effective June 1, 2025, points, miles or rebates earned from PayDirect transactions will be as follows:


Frequently Asked Questions
Will all my PayDirect transactions earn me points, miles, or rebates?
Yes, the following credit cards lets you earn points, miles or rebates for all your PayDirect transactions: UnionBank Reserve Card, UnionBank Platinum Credit Card (card number starting in 453248 and 552097), UnionBank Rewards Card, UnionBank Grab Card, UnionBank Miles+ Visa Signature and World Mastercard Credit Card, UnionBank S&R Card, UnionBank Mercury Card, UnionBank Cash Back Card.
When will this change take effect?
June 1, 2025.
My UnionBank Credit Card isn’t included in the list above. Can I still use PayDirect?
Yes, you can still use PayDirect but please note that the transaction will not earn points, miles or rebates.
What rate will transactions made before June 1, 2025 but posted after this date follow?
Earning rate will be based on transaction date, not the posting date. All transactions made before June 1, 2025 will follow the old rate, while transactions on this date onwards will follow the new rate.

PRESS CONTACT

Metro Manila (+632) 8841-8600
PLDT domestic toll free 1-800-1888-2277
International toll-free (IAC) + 800-8277-2273
Head Office Address UnionBank Plaza Bldg., Meralco Ave. corner Onyx St., Ortigas Center, Pasig City, Philippines

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