The Year of Digital Payments: How PayMongo & Mochi Are Powering Business Growth in the Philippines

The Philippines Just Crossed $100 Billion in Digital Payments—Here’s What That Means for Businesses

For the first time ever, the Philippines is set to surpass US$100 billion in digital payments, hitting a projected US$107.42 billion by 2025. That’s not just a milestone—it’s a signal flare. The way Filipinos move money is changing fast, and digital is now the default.

With over 91% of internet users in the country engaging with banking, investment, or insurance services each month, the Philippines is leading the world in digital finance adoption. But behind that surge is a critical question:

Are businesses ready for this kind of scale?

Here’s what they’re up against:

💸 Rising transaction volumes that are harder to keep up with manually

⏳ Late payments causing cash flow headaches

🔄 Outdated billing systems struggling to keep pace

So the answer? They can be – with smart automation and seamless integrations.

Enter: The PayMongo x Mochi Partnership

To help businesses stay ahead, PayMongo is teaming up with Mochi, a next-gen billing and collections platform. Together, they’re building an integrated financial stack designed to simplify payments, speed up collections, and give businesses real-time visibility into their cash flow.

What does this mean in real terms?

✅ Faster Payments, Fewer Delays – With automated invoicing and collection reminders, businesses can reduce the time it takes to get paid and avoid revenue bottlenecks.

✅ No More Manual Tracking – Managing receivables manually is time-consuming and prone to human error. This integration allows businesses to automate their entire billing and collection process.

✅ Optimized Cash Flow – With real-time tracking and analytics, businesses get better visibility into their finances, ensuring they have the cash flow needed to grow.

Why This Matters?

Crossing $100B in digital payments isn’t the finish line—it’s the starting point of a new era. Businesses that don’t adapt risk getting left behind in a world where digital-native expectations are the norm.

“Our collaboration with Mochi underscores our commitment to supporting the growth of MSMEs and fintech in the Philippines,” said Jojo Malolos, CEO of PayMongo. “We’re empowering Filipino businesses to navigate the digital economy with confidence.”

“We’re excited to partner with PayMongo in transforming how businesses manage collections,” added Guaya Melgar, CEO of Mochi. “This integration simplifies financial workflows so companies can focus on what they do best—growing.”

The future is Automated, Integrated, and Instant. To thrive in today’s digital-first world, businesses need to:

✅ Adopting automation to reduce operational inefficiencies

✅ Offering multiple payment options to meet customer preferences

✅ Ensuring transaction security to build trust with clients

The PayMongo-Mochi integration is built for that future. Are your payment systems ready?

Explore how PayMongo + Mochi can future-proof your business.

Sign up for free.